Billions under management

as primary servicer, successor servicer and backup servicer.

PFSC is among the largest independent third party lease, loan and structured settlement servicers within the markets we serve in the U.S.

100% U.S.-based servicing team. All servicing personnel are PFSC employees based in the U.S. Your data does not leave the U.S., and we don’t use off-shore or near-shore resources.

A testament to our capabilities is our client and employee retention rates, which both exceed 90%.

Something

About Us

Portfolio Financial Servicing Company (“PFSC”) is a third party private label servicer of leases and loans, structured settlements, lottery prize and royalty-type contracts and other installment-based contracts for both commercial and consumer portfolios. Since 1992, PFSC has been a leader in business process outsourcing.

Why PFSC?

Time in Business

Since 1992, PFSC has provided uninterrupted portfolio servicing and backup servicing.

SOC 1 Compliance

Each year, PFSC's processes and internal controls are validated via rigorous SOC 1 audit. During the past decade, each audit opinion has been clean and unqualified.

ABS Experience

PFSC has been named servicer, sub-servicer or backup servicer on over 75 rated transactions approximating $20 billion in issuance value.

Partner, Not a Competitor

PFSC will never lend money or manage our own accounts. We are strictly a third party service provider. There is no conflict of interest between your assets and ours.

Business Continuity

PFSC maintains a robust business continuity strategy with backup data centers, remote work locations, redundancy, and ongoing testing.

Assets Under Management

Approximately 150 clients have entrusted PFSC to service or provide backup servicing for portfolios approximating $30 billion in UPB/NBV.

Compliance

PFSC has an impeccable compliance record with a comprehensive compliance program, rigorous training, and close consultation with our clients to mitigate risk.

Client Retention

PFSC's client retention rate approximates 95%. Many clients have used PFSC's services for a decade or more.

Why PFSC?

Time in Business

Since 1992, PFSC has provided uninterrupted portfolio servicing and backup servicing.

SOC 1 Compliance

Each year, PFSC's processes and internal controls are validated via rigorous SOC 1 audit. During the past decade, each audit opinion has been clean and unqualified.

ABS Experience

PFSC has been named servicer, sub-servicer or backup servicer on over 75 rated transactions approximating $20 billion in issuance value.

Partner, Not a Competitor

PFSC will never lend money or manage our own accounts. We are strictly a third party service provider. There is no conflict of interest between your assets and ours.

Business Continuity

PFSC maintains a robust business continuity strategy with backup data centers, remote work locations, redundancy, and ongoing testing.

Assets Under Management

Approximately 150 clients have entrusted PFSC to service or provide backup servicing for portfolios approximating $30 billion in UPB/NBV.

Compliance

PFSC has an impeccable compliance record with a comprehensive compliance program, rigorous training, and close consultation with our clients to mitigate risk.

Client Retention

PFSC's client retention rate approximates 95%. Many clients have used PFSC's services for a decade or more.

Transaction Types We Service

PFSC is fully versed in servicing a wide variety of transaction types, including but not limited to:

Commercial and Consumer Leases

(Capital, Operating, Sales-Type)

Commercial and Consumer Installment Loans

(Fixed/Floating/Variable Rate, Secured, Unsecured)

Structured Settlements

Guaranteed, Annuity, Lottery, Royalty, and Life Contingent

Specialty Products

(Merchant Cash Advance, Peer-to-Peer, Micro Ticket, Insurance Premium Finance)

Community Involvement

At Portfolio Financial Servicing Company, we are committed to supporting and improving the communities in which we live. Each year, we make meaningful investments through our philanthropic efforts, employee volunteerism and community development activities. Our Community Service Committee works with non-profit organizations and community leaders in order to identify areas of need where we can have the greatest impact. Then, we go to work, committing both financial and human resources to serve and improve the lives of those around us.

We also promote and support an environmentally responsible workplace. We do this by:

Maintaining a company-wide recycling program

Investing in newer and more efficient technology to reduce energy consumption

Paying for public transportation/mass transit passes for our employees

Developing less resource intensive business practices

Installing high efficiency and motion-activated lighting throughout our corporate office

Most recently, we are proud to be involved with the following community service initiatives:

The American Red Cross helps prepare communities for emergencies and keep people safe every day. From its beginning, the American Red Cross has formed a community of service, of generous, strong and decent people bound by beliefs beyond themselves. The American Red Cross blood donor embodies this principle. PFSC hosts several blood drives at its corporate headquarters each year.

The Salvation Army’s Adopt-A-Family program matches impoverished families with individual or group sponsors to provide for their tangible needs at Christmas. Without the benefit of an adoption, these families would be looking forward to a very grim holiday. Being adopted is designed to be a once or, on very rare occasions, twice in a lifetime event for recipient families. PFSC adopts one or more families each year during the holiday season, ensuring each family member receives items from their wish list, as well as a personalized stocking full of goodies, supplies to wrap the gifts, cleaning supplies, hygienic products (shampoo, conditioner, soap, etc.) and a gift card to buy food for a nice holiday meal.

Schoolhouse Supplies serves classrooms in need by operating a volunteer-run Free Store for Teachers, which is stocked with supplies donated by the community. Each year, PFSC employees collect school supplies to donate to the Schoolhouse Supply Drive, providing children the tools needed to learn and succeed in the classroom.

Al Kader Shriners was founded in Portland in 1888, and was the first Shrine Center to be established in the Pacific Northwest. Shriners International supports Shriners Hospitals for Children®, an international health care system of 22 hospitals dedicated to improving the lives of children by providing specialty pediatric care, innovative research and outstanding teaching programs. Each year, PFSC makes a monetary donation to this outstanding organization.

Since 1923, the Portland Police Bureau Sunshine Division has been providing emergency food and clothing relief to Portland families and individuals in need. PFSC hosts annual food drives for this long-time community organization, helping those in need.

The Union Gospel Mission is dedicated to “Feeding the hungry, restoring the addict, and loving our neighbor”. They have been helping the homeless and hungry in Portland since 1927. PFSC donates clothing and blankets to the Union Gospel Mission each year, while individual PFSC employees donate their time serving meals to the underprivileged.

The mission of Dress for Success is to promote the economic independence of disadvantaged women by providing professional attire, a network of support and the career development tools to help women thrive in work and in life. They provide disadvantaged women with the opportunity to get the appropriate clothing they need for job interviews to help them get on their feet and back into the workforce. Thanks to PFSC employee donations, these women receive quality professional clothing that aide them in pursuing their careers.